Do I Qualify for Temporary Total or Partial Disability in Nevada?
If a work-related injury or illness temporarily prevents you from working or limits your ability to perform your normal job duties while you recover, you may be eligible for temporary disability benefits, including payments to recover up to two-thirds of your lost income.
Temporary total disability (TTD) and temporary partial disability (TPD) are two types of workers’ comp benefits that are designed to protect your wages. Understanding the difference between the two can help you to know your options after suffering an incident in the workplace.
Temporary Total vs Temporary Partial Disability in Nevada
As the name states, temporary total disability is a benefit provided when a workplace illness or injury keeps you completely out of work for a while. This is common with broken bones, surgeries, and severe incidents with longer recovery times that make it difficult to perform any level of work at all.
Temporary partial disability benefits are provided when you are still able to work, but are earning less money due to your injury. The benefit is dependent on the availability of light-duty work that meets the restrictions set in place by your health care provider. As the modified job may include reduced responsibilities or fewer hours, it’s possible that you may not be paid at your average rate. Temporary partial disability benefits can help you to collect a portion of that difference.
Temporary total disability (TTD) and temporary partial disability (TPD) are two types of workers’ comp benefits that are designed to protect your wages. Understanding the difference between the two can help you to know your options after suffering an incident in the workplace.
How Much Do You Earn From Temporary Disability Benefits?
If you are eligible for temporary total disability, you’ll receive two-thirds of your average monthly rate. You will remain eligible for temporary total benefits until you are able to return to work, or until your employer can offer you a modified job, in which case you will move to partial disability.
Temporary partial disability also allows you to collect two-thirds of your average monthly rate. Payments are the difference between what you would be earning on temporary total disability and what you are actually making. For example, if your average monthly rate is $3,000, and you are earning $1,500, your payments would be $500 on partial disability, as your earnings would total $2,000, or two-thirds of your average rate. In Nevada, temporary partial disability benefits are capped at 24 months.
Am I Eligible for Temporary Disability Benefits?
To be eligible for temporary disability benefits, a medical provider authorized by your employer’s workers’ comp insurance company must certify that your injury or illness temporarily prevented you from returning to your pre-incident job duties. They must also confirm that you could not work for five days either immediately after your injury or within a period of 20 consecutive days.
The type of disability benefit that you are eligible for depends on the availability and the ability to perform light-duty work. If a modified job has been offered, you may be eligible for temporary partial benefits, but if the job does not meet the restrictions set by your health care provider, or if no light-duty work is available, you may be eligible for temporary total benefits.
Workers’ Comp Disability Attorneys in Las Vegas
When you are injured or sick, the last thing you want to deal with is a complicated workers’ comp claims process or an unforgiving insurance company. At Bighorn Law, our attorneys can help to get you the compensation you need so that you can focus on a speedy and successful recovery.
If the insurance company is challenging your right to temporary disability benefits or if you are simply looking for assistance getting fair treatment and the benefits you deserve, give us a call at (702) 333-1111. The call is free, confidential, and completely risk-free.